I have to agree with Doug ....

Forget wasting your energies watching Washington, or doing someone else's worrying for them. It's time to focus on YOU - and your BUSINESS.

I really don't care what someone says on TV - I don't even own one. I do care about finding the next job, etc.

Personal credit, and business credit, ought to be two entirely separate topics. It's one thing to use it to buy the latest toy; quite another to use it to get the parts for the job you'll collect on next week. Or, to borrow so you can get the tool that will let you get that future work!

There ARE customers out there, and there IS work to be done. All "hard times" does is separate out the weaker businesses .... so your focus needs to be on making your business stronger, rather than worrying about things beyond your control.